myBillBook vs Riffit for Indian Freelancers (2026)

If you are searching for myBillBook vs Riffit, you are probably a freelancer trying to work out whether you need a full GST billing app or something lighter. The honest answer is that these two tools are built for different people, and the right pick depends entirely on whether you run a business with inventory and GST returns, or you are a solo service freelancer who sends a handful of invoices a month.

Full disclosure: I built Riffit, so read the Riffit section knowing that. myBillBook is a genuinely strong product for its audience, and I will say plainly where it is the better choice.

What each tool is actually for

myBillBook is a GST billing and accounting app used by more than 1 crore small businesses in India. It is mobile-first, built for shops and small businesses, and it does a lot: GST and non-GST bills, barcode billing, inventory, e-invoicing, and automatic GSTR-1, GSTR-2, and GSTR-3B reports you can hand to your accountant. If your business sells products and files GST returns, it is a serious tool.

Riffit is narrower on purpose. It turns a WhatsApp message into a professional invoice. You message the bot, answer four questions (client, amount, description, email), and a branded PDF with a UPI payment link comes back in about 30 seconds. There is also a full web dashboard for tracking pending, paid, and overdue invoices. It is an invoicing tool for solo service freelancers, not an accounting suite.

myBillBook

Where it shines: the GST depth. myBillBook generates GSTR-1, GSTR-2, and GSTR-3B reports automatically and lets you share them with your CA for filing, which is exactly what a GST-registered business needs. (One quirk worth knowing: myBillBook's own feature list still names GSTR-2, a return the GST Council suspended back in 2017, so in practice it is the GSTR-1 and GSTR-3B generation that does the real work today.) Add inventory, barcode billing, and e-invoicing, and you have a proper billing system for a shop or a product business. The mobile app is polished and fast.

The catch for freelancers: most of that power is for people selling goods and managing stock. As a solo service freelancer, you will step around inventory, barcodes, and stock features you never touch. There is also no permanent free plan. You get a 14-day trial, and after that the cheapest plan is the Silver plan from ₹399 a year, with the fuller Platinum plan from ₹250 a month. myBillBook discounts these often, so check mybillbook.in for the live figure.

Pick myBillBook if you are GST-registered, especially if you sell products alongside services, and you want automatic GSTR reports to hand to your accountant.

Riffit

This one is mine, as disclosed above, so weigh it accordingly.

Where it shines: effort. The whole idea is that the invoicing tool should live inside the app you already use all day. You send one WhatsApp message the moment a client approves the work, and the invoice is done before you have switched screens. The free tier gives you 5 invoices a month, every new account starts on a 14-day Pro trial, and Pro is ₹249 a month or ₹199 a month billed annually. WhatsApp and the web dashboard are equal interfaces, so you can create on your phone and review on your laptop.

The honest limits: Riffit is an invoicing tool, not accounting software. No inventory, no barcode billing, no e-invoicing, and no GSTR report generation. GST support means adding your GST number to invoices, nothing more. If you need returns handled, myBillBook fits better. If you are still under the ₹20 lakh threshold, invoicing without a GST number is legal and Riffit covers that case cleanly.

Pick Riffit if you are a solo service freelancer, your clients approve work on WhatsApp, and the reason your invoices go out late is not capability but the energy to open another dashboard.

Side by side

When GST reports actually matter

The gap between these two tools is widest at tax time. If you are GST-registered, filing season is when myBillBook earns its price: the automatic GSTR-1 and GSTR-3B reports go straight to your accountant, and reconciliation stops being a weekend of spreadsheet archaeology. That is real value, and Riffit does not pretend to offer it. But if you are a service freelancer under the ₹20 lakh threshold, none of that machinery applies to you yet, so you would be paying for reports you will never file. The honest test is simple: do you file GST returns today? If yes, the reports matter. If no, they are just weight.

So which one should you choose?

The decision is cleaner than the feature lists make it look. If you file GST returns or sell products, you need the accounting depth, and myBillBook gives you that at a low yearly price. If you are a service freelancer whose real problem is that invoicing feels like a chore you keep postponing, a lighter WhatsApp-first tool removes that friction better than a full billing suite ever will.

Plenty of freelancers do not need either extreme yet. If you are weighing several tools and want a framework rather than a verdict, the guide to choosing an invoicing tool walks through the criteria, and the roundup of Zoho Invoice alternatives covers the lighter options side by side. The one choice that always loses is no invoice at all: amounts texted in chat and payments tracked from memory.

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